Philippines World Best in Microfinance Regulatory Framework 272.0
Posted by m beduya on December 13, 2010 · Leave a Comment
There is good news and bad news in the world of microfinance. First, the bad news. As I have noted in SYNTHESiST on November 21, 2010 at the end of the post on CARD MRI, the Philippines best (my take) and largest microfinance institution (MFI), there is a looming crisis in Andra Pradesh, India as [...]
Filed under Innovation and Entrepreneurship, Social Innovation · Tagged with Ayala, Bangko Sentral, CARD MRI, India, MABS, MFI, microfinance, Rural Banks
CARD MRI Fosters an Army of Entrepreneurs with Microfinance 266.0
Posted by m beduya on November 21, 2010 · 2 Comments
In December 1986, the Center for Agriculture and Rural Development (CARD) Inc. was organized as a social development foundation to address the growing poverty incidence in depressed communities in Regions IV and V. From the beginning, CARD sought to achieve this goal by turning poor, landless, rural women into an army of entrepreneurs by granting [...]
Hapinoy – Mark Ruiz Retails Sari Sari Happiness to Filipinos 228.0
Posted by m beduya on June 28, 2010 · 9 Comments
“The entrepreneur shifts economic resources out of an area of lower and into an area of higher productivity and greater yield,” begins Peter Drucker’s classic 1985 book, Innovation and Entrepreneurship, quoting the French economist J.B. Say. Thus, Mark Ruiz and the Hapinoy/MicroVentures (MVI) team, all social entrepreneurs, are mining a rich vein for social enterprise [...]
Filed under Financing of Innovation, Innovation and Entrepreneurship, Social Innovation, Supply Chain Logistics and Transport · Tagged with equity, Hapinoy, Joseph Schumpeter, Mark Ruiz, microfinance, Peter Drucker, Philippines, productivity, sari sari, social enterprise, Social Innovation, supply chain, sustainability, triple bottom line
Addendum to Microfinance as an Ayala Blue Ocean – 2 of 2
I think the simplest and fastest entry for Ayala into microfinance is as a wholesale banker to lending investors and rural banks. The credit products may be in tranches of P1m, P4M, etc. and mirror the microfinance model in most respects.
Filed under Brand and Product Development, Changes in Science, Technology and Engineering from Research, Development, Invention and Optimization, Convergence of Technologies - Technology x Business Model · Tagged with Blue Ocean, Convergence, locking-in value, microfinance, Paul Romer, Philippines, product development
Philippine Innovation Mobile Phone Banking in Microfinance 100.0
Posted by m beduya on August 30, 2009 · 4 Comments
For this 100th post, I am pleased to report another innovation area that I discovered the Philippines to be a global leader: mobile phone banking in microfinance. The four other areas of leadership I have reported elsewhere in SYNTHESiST are: renewable geothermal energy, PNG carrageenan from seaweeds, and SALT (Sloping Agricultural Land Technology). Innovation is [...]
Filed under Brand and Product Development, Changes in Science, Technology and Engineering from Research, Development, Invention and Optimization, Convergence of Technologies - Technology x Business Model, National Innovation Systems, Social Innovation · Tagged with ASEAN, ASIALICS, business process outsourcing, emerging markets, endogenous technological change, industrial policy, microfinance, mobile phone banking, non-rival partially excludable, Patarapong Intarakumnerd, Paul Romer, Philippines
